Palmetto Homes with Canal - Saltwater Frontage

Palmetto Homes with Canal - Saltwater Frontage

Welcome to Palmetto, Florida—a hidden gem nestled in the heart of Manatee County, where the charm of coastal living meets the vibrancy of a close-knit community. Known for its picturesque waterfront vistas and laid-back lifestyle, Palmetto is the perfect destination for those seeking a serene escape without sacrificing modern conveniences.

Imagine waking up each morning to the gentle sounds of water lapping against your private dock, with stunning views of the sunset reflecting off the saltwater canals. Homes with canal and saltwater frontage in Palmetto offer not just a residence, but a lifestyle enriched by the beauty of nature. Whether you're an avid boater, fishing enthusiast, or simply someone who loves to unwind by the water, these properties provide direct access to the shimmering waters of Tampa Bay and the Gulf of Mexico.

Palmetto boasts a delightful mix of historic charm and contemporary amenities, with a variety of restaurants, shops, and parks just a stone’s throw away. The community is known for its friendly atmosphere and numerous recreational activities, including biking along the scenic Riverwalk or enjoying a day at the nearby beaches.

With a range of homes available, from cozy bungalows to luxurious waterfront estates, Palmetto offers something for everyone. Experience the joy of living in a place where every day feels like a vacation. Explore the enchanting homes with canal and saltwater frontage in Palmetto, and start your journey toward the life you've always dreamed of!

Newest Palmetto Homes with Canal - Saltwater Frontage

$849,900
3 Beds 3 Baths Palmetto Skyway SubDv. 34221 Zip Code
Experience the ultimate Florida waterfront lifestyle in one of Palmetto's best kept secrets, Bay Colony. This elevated coastal retreat offers 3 bedrooms, 3 bathrooms, and 2,220 square feet of thoughtfully designed living space. Perfectly positioned along a deep-water canal with easy access to Terra Ceia Bay and the Gulf, this exceptional property blends modern comfort with endless outdoor living opportunities. Inside, an open and inviting floor plan with updated impact doors and windows is enhanced by abundant natural light, elegant finishes, and seamless flow for both everyday living and entertaining. The beautifully updated kitchen serves as the heart of the home, featuring sleek quartz countertops, a stylish designer backsplash, ample cabinetry, and generous prep space for gatherings large and small. The spacious primary suite offers a peaceful retreat, while two additional bedrooms provide comfortable accommodations for family and guests. On the lower level, a versatile bonus room with a full bathroom offers exceptional flexibility, making it ideal for a guest suite, home office, fitness room, media room, or private space for visiting family and friends. Designed for those who appreciate life on the water, the property boasts an updated private dock complete with a 15,000-pound boat lift, making it effortless to spend your days fishing, boating, or cruising the Gulf waters. Outside, the expansive lot offers an incredible opportunity to create the backyard of your dreams. With plenty of room to add a custom pool and outdoor kitchen, you can design your own private tropical oasis perfectly suited to your lifestyle. The home's elevated construction provides added peace of mind while maximizing coastal breezes and the beauty of its waterfront setting. Conveniently located near waterfront dining, marinas, pristine Gulf beaches, and the vibrant destinations of Sarasota, St. Petersburg, and Tampa, this exceptional residence offers the perfect balance of tranquility, luxury, and adventure. Whether you're searching for a full-time waterfront residence or the ultimate coastal getaway, this property presents a rare opportunity to own a slice of paradise with direct boating access, flexible living space, and endless possibilities for creating the Florida lifestyle you've always envisioned. Call today for your own private tour!

5404 Bay State Road, Palmetto

$629,000
2 Beds 2 Baths Riverside Shores SubDv. 34221 Zip Code
Virtually Staged. Florida waterfront living starts here. Nestled in the charming city of Palmetto, this beautifully updated waterfront home offers the lifestyle boaters dream about approximately 100 feet of canal frontage, an 80-foot-wide canal for easier maneuvering, and direct river and Gulf access with no bridges standing between you and a day on the water. Bring the boat, RV, trailer, and all the Florida toys. With no HOA or CDD fees, you'll enjoy the freedom to truly make this property your own. The oversized side yard features RV parking with electrical hookups, while the property is already prepped for the with underground conduit for a future dock and boat lift. Why pay monthly boat or RV storage fees when everything can be stored right at home? Thoughtfully maintained and extensively updated, this home offers peace of mind with a roof (2016), A/C (2019), seawall (2022), PGT StormGuard impact windows (2025), insulated garage door (2025), electric water heater (2025), and main electrical panel (2026). Inside, you'll find a beautifully updated kitchen featuring granite countertops and stainless Samsung appliances, along with renovated bathrooms showcasing granite countertops and modern finishes. Additional highlights include an oversized 26' x 28' two-car garage with built-in storage, a 23-foot-wide concrete driveway, shell parking for additional vehicles or equipment, no mangroves to maintain along the seawall, and an ideal setup for enjoying the best of Florida's boating lifestyle. Whether you're looking for a full-time residence, seasonal retreat, or waterfront investment, this move-in-ready Palmetto home combines modern updates, exceptional boating access, and the freedom that's becoming harder to find on Florida's Gulf Coast.

908 24th Avenue W, Palmetto

$399,000
2 Beds 2 Baths Tropic Isles SubDv. 34221 Zip Code
Wake up to peaceful canal views and enjoy the waterfront lifestyle you've been dreaming of in this well-maintained turnkey home located in Tropic Isles, a resident-owned 60-acre waterfront co-op community for active adults 55+. Built in 2000, this residence offers approximately 1,380 square feet of living space, plus a recently completed bonus room adding more than 200 square feet, featuring double-pane thermal windows and sliding glass doors that fill the space with natural light. Boating enthusiasts will appreciate the saltwater location with sailboat-deep water, direct access to Terra Ceia Bay, and no bridges to navigate. An 11,000-pound boat lift makes getting on the water effortless, while the waterfront setting is ideal for fishing, spotting manatees and native birds, or simply relaxing along the canal. The elevated rear patio provides the perfect vantage point to enjoy tranquil water views and Florida sunsets. Whether you're looking for a seasonal retreat or a full-time residence, this home offers the ideal blend of comfort, convenience, and coastal living. Tropic Isles is a vibrant resident-owned community known for its friendly atmosphere, active social calendar, and exceptional waterfront lifestyle. Conveniently located just a short bike ride from Emerson Point Preserve and the Bradenton Yacht Club, you'll also enjoy Gulf beaches approximately 25 minutes away and quick access to I-275 and I-75 in about 15 minutes, making travel to St. Petersburg, Tampa, Sarasota, and beyond a breeze.

226 Bimini Drive, Palmetto

$1,092,500
3 Beds 3 Baths Palmetto Skyway SubDv. 34221 Zip Code
AS SEEN ON TV!! PRICE REDUCED!! Welcome to luxury waterfront living in the highly desirable Bay Colony community at 4911 Palmetto Point Drive. Conveniently located just minutes to I-275, I-75, and US-41 and approximately 15 minutes to vibrant downtown St. Petersburg, this exceptional deep-water estate did not take on any water during the recent storms!! This one of a kind home offers breathtaking straight-channel views, incredible privacy, and direct access to the ultimate Florida boating lifestyle. Meticulously maintained and showcasing true pride of ownership inside and out, this expansive residence features over 2,600 sq ft of living space with 3 bedrooms, 2 full bathrooms, 1 half bath, and a dedicated office. Designed to maximize its stunning waterfront setting, the home offers spacious living areas filled with natural light and stunning water views throughout. The open and inviting floor plan flows seamlessly to the outdoor living space where a beautiful pool and spa overlook the most AMAZING channel view!!. Enjoy daily visits from dolphins and manatees right from your private dock while taking advantage of some of the deepest water in the community. Perfect for boating enthusiasts, the private dock currently accommodates an 8,000 lb boat lift and can easily be modified for a 10,000 lb lift, offering quick access to the Manatee River, Tampa Bay, and Gulf waters. This property also features a 2-car garage plus a separate 1-car/boat carport and includes a 2023 jet ski with less than 30 hours of use. Additional highlights include no HOA, a private community boat launch available for a nominal fee, mature tropical landscaping, and exceptional outdoor entertaining space. This rare waterfront opportunity combines luxury, boating, convenience, and an unbeatable coastal lifestyle in one extraordinary property.

4911 Palmetto Point Drive, Palmetto

$645,000
2 Beds 2 Baths Palmetto Skyway SubDv. 34221 Zip Code
Park the flip-flops and bring the boat keys — this is the kind of waterfront escape you daydream about after one too many office meetings. Sitting pretty on the widest deep-water canal in Bay Colony of Terra Ceia Bay, this laid-back coastal retreat comes with the ultimate bonus: a 1997 Sea Ray Cuddy Cabin already resting on its own 12,000lb boat lift with a removable canvas cover. Because around here, sunset cruises beat rush hour every time. Inside, the vibe is pure relaxed luxury. This 2-bedroom, 2-bath waterfront hideaway welcomes you with jaw-dropping water views the second you walk through the door. The flex space in the master bedroom can be drywalled in and become a 3rd bedroom, office, or nursery with ease. The oversized 25-foot Florida room is basically one long front-row seat to paradise, wrapped in walls of windows that let the sunshine and sparkling canal views pour in all day long. There’s also a 1-car garage for the toys, gear, and fishing poles, but let’s be honest — life here is all about salty air, boat days, cold drinks, and deciding whether to fish, cruise, or just float the afternoon away. This isn’t just a home… it’s a permanent vacation with a dock attached. Nearly every inch of this home was thoughtfully updated in 2023, including plumbing, sewer lines, roof, insulation, hurricane-impact windows and doors, flooring, paint, fixtures, ceiling fans, interior doors, trim, and portions of the seawall — giving you peace of mind so you can focus on enjoying the Florida lifestyle. Conveniently located near I-275, I-75, US-41, and US-19, you’re just a short drive from the beaches, restaurants, arts, and nightlife of St. Petersburg and Sarasota — while still feeling tucked away in your own private waterfront escape. NOTE: This home did not have any flood damage from the recent 2024 storms. All renovations were completed in 2023. Schedule your showing today!

5108 Commonwealth Road, Palmetto

$1,699,000
4 Beds 4 Baths Gulf & Bay Estates SubDv. 34221 Zip Code
Exceptional waterfront living on coveted Snead Island, where refined coastal design meets effortless boating access just minutes to Terra Ceia Bay and Tampa Bay. Set along a quiet canal with direct access to open water, this beautifully updated 4-bedroom, 3.5-bath residence offers a thoughtfully designed layout with a dedicated office, a media room positioned on its own level for added privacy, and versatile living spaces tailored for both relaxed daily living and sophisticated entertaining. The completely renovated kitchen serves as the centerpiece of the home, featuring custom solid wood cabinetry, Cambria granite countertops, and an AGA range seamlessly integrated into an expansive island. A Bosch dishwasher, premium refrigeration, and thoughtful custom finishes complete this true chef’s kitchen, while 2 1/4-inch oak flooring throughout the first floor adds warmth and timeless character. Framed by soaring ceilings and abundant natural light, the open-concept design flows seamlessly into the main living areas, where architectural detail and curated finishes create a warm yet elevated coastal aesthetic. The first-floor primary suite provides a private retreat, highlighted by a fully renovated, spa-inspired bath and French doors that open to the spacious covered back porch, creating a seamless indoor-outdoor connection. Just off the main living area, a dedicated office with French glass doors overlooks the backyard and canal, offering a quiet and inspiring workspace. Upstairs, three additional bedrooms provide ideal separation for family or guests, including one with a private ensuite bath. Outdoor living is equally inviting, with a heated saltwater pool featuring a new PebbleTec finish and updated equipment, surrounded by generous patio space and tranquil canal views. With direct canal access and quick reach to open water, this home offers a true boating lifestyle paired with thoughtfully updated interiors and a layout designed for both everyday living and entertaining. Ideally located near Emerson Point Preserve, a 365-acre coastal sanctuary of mangroves, wetlands, and natural shoreline, and just moments from the Bradenton Yacht Club, this property is set within Snead Island’s welcoming, close-knit island community known for its boating, fishing, and connection to the surrounding waters.

4506 Pinfish Lane, Palmetto

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